Dinner Plates

Loaded Taco Creamy Cheese Sauce

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There’s a special joy in crafting a meal that brings everyone around the table, and my Loaded Tacos with Creamy Cheese Sauce do just that. Picture this: a weeknight where the typical hurried dinner is replaced by the delightful sounds of sizzling ground beef and the anticipation of that velvety cheese sauce drizzling elegantly over crisp taco shells.

Loaded Taco Creamy Cheese Sauce

With its rich combination of sharp cheddar, creamy Monterey Jack, and tangy cream cheese, this recipe is a guaranteed crowd-pleaser. I stumbled upon it during a hectic evening when takeout just wouldn’t cut it. Not only does it bring comfort, but it’s remarkably easy to whip up in under 30 minutes, making it perfect for busy schedules.

Whether you’re treating yourself to a cozy night in or inviting friends for a casual dinner, these tacos transform any occasion into a fiesta. Add your favorite toppings—diced tomatoes, fresh cilantro, perhaps even a splash of lime—and you’re set for a satisfying culinary experience that banishes fast food boredom for good. Let’s dive into making these loaded tacos that promise to be a hit!

Why You'll Love This Loaded Taco Creamy Cheese Sauce

  • This recipe is incredibly easy to make, allowing you to enjoy a delicious meal without spending hours in the kitchen.
  • The rich and creamy cheese sauce bursts with flavor, elevating your typical taco night into a taste sensation.
  • Its versatility means you can customize toppings to suit your crowd’s preferences, making it suitable for any occasion.
  • With a total prep and cook time of just 25 minutes, you can satisfy those taco cravings in no time and impress your family or guests.

Loaded Taco Creamy Cheese Sauce Ingredients

For the Taco Filling
Ground beef – a hearty base that ensures a satisfying meal for the whole family.
Taco seasoning – enhances the flavor of the beef, bringing that classic taco taste with just 2 tablespoons.

For the Creamy Cheese Sauce
Shredded cheddar cheese – gives the sauce a sharp flavor and rich texture.
Shredded Monterey Jack cheese – adds a creamy smoothness that melts beautifully when combined with cheddar.
Cream cheese – contributes to the luxurious creaminess of the cheese sauce.
Milk or heavy cream – use 1 ½ cups for a silky, pourable sauce that drizzles perfectly over the tacos.
Butter – the 2 tablespoons create a rich base for the cheese sauce.
All-purpose flour – helps thicken the cheese sauce into that irresistible creamy consistency.

For Assembly
Taco shells – 8 crunchy shells ready to hold all that delicious goodness.
Diced tomatoes – fresh topping for brightness and flavor contrast.
Diced onions – add a little crunch and savory bite to each taco.
Chopped cilantro or shredded lettuce – choose your favorite fresh herb or greens for an extra pop of color and flavor.

With these ingredients, you’re all set to whip up a taco night that everyone will rave about, especially with that loaded taco creamy cheese sauce!

How to Make Loaded Taco Creamy Cheese Sauce

  1. Brown the beef: Heat a large skillet over medium-high heat. Add the ground beef and cook until fully browned, about 6-8 minutes. Drain the excess fat for a leaner filling.

  2. Season the beef: Stir in the taco seasoning along with a splash of water. Allow it to simmer for 3-4 minutes, letting the flavors meld beautifully together.

  3. Make the roux: In a separate saucepan, melt the butter over medium heat. Whisk in the flour to create a roux, cooking it for about 1 minute until bubbly and slightly golden.

  4. Whisk in cream: Gradually add the milk or heavy cream, whisking continuously until the mixture is bubbling and smooth, which should take around 3-5 minutes.

  5. Melt the cheeses: Add in the shredded cheddar and Monterey Jack cheeses, stirring until melted and combined. Mix in the cream cheese, ensuring it’s fully incorporated into the sauce.

  6. Adjust consistency: If the sauce is too thick, slowly whisk in more milk until you reach your desired consistency. Taste and add salt or more taco seasoning as needed.

  7. Warm the shells: Preheat your oven or a dry skillet to warm the taco shells for about 5 minutes, so they’re crisp and ready to hold all the delicious fillings.

  8. Assemble the tacos: Fill each warmed taco shell generously with the seasoned beef, then drizzle over the creamy cheese sauce, letting it ooze in all the right places.

  9. Add toppings: Top each loaded taco with diced tomatoes, onions, and your choice of cilantro or shredded lettuce for a burst of freshness and color.

  10. Serve immediately: Enjoy the tacos hot, paired with lime wedges or hot sauce for an extra kick if you dare!

Optional: Feel free to sprinkle some extra cheese on top before serving for added indulgence.

Exact quantities are listed in the recipe card below.

How to Store and Freeze Loaded Taco Creamy Cheese Sauce

Fridge: Store leftovers in an airtight container for up to 3 days. Reheat gently in the microwave or on the stove, adding a splash of milk to restore creaminess.

Freezer: Freeze the creamy cheese sauce in a freezer-safe container for up to 3 months. Thaw in the fridge overnight before gently reheating.

Taco Shells: Keep unfilled taco shells at room temperature for up to 1 week or in an airtight container to maintain their crispness.

Reheating: When reheating filled tacos, do so in the oven at 350°F (175°C) for about 10 minutes, until heated through without losing shell crunch.

What to Serve with Loaded Tacos with Creamy Cheese Sauce?

Creating a vibrant meal experience involves thoughtful pairings that complement those delicious loaded tacos.

  • Mexican Rice: This flavorful side brings a delightful texture and flavor contrast, soaking up the zesty taco juices beautifully.

  • Guacamole: Its smooth, creamy texture alongside the crunch of tacos adds luxuriousness, making every bite memorable. A touch of lime elevates the experience!

  • Spicy Black Beans: Adding a protein-rich, savory element, these beans provide a heartiness that balances the richness of the creamy cheese sauce.

  • Grilled Corn Salad: Fresh and sweet, this colorful salad brings a burst of brightness with every mouthful, thanks to the char and tangy dressing.

  • Chips and Salsa: A classic pairing, the crunchy tortilla chips and zesty salsa offer an irresistible snacking option while you prep your tacos.

  • Lime Wedge: Sometimes simple is best! A fresh squeeze over the tacos brightens flavors, tying the meal together perfectly.

  • Margaritas: For a festive touch, pair with a refreshing margarita, whose tartness complements the savory notes beautifully.

These pairings complete your taco night and leave your guests raving about the entire meal!

Make Ahead Options

These Loaded Tacos with Creamy Cheese Sauce are perfect for meal prep enthusiasts! You can prepare the seasoned ground beef and cheese sauce up to 24 hours in advance. Simply cook the beef and stir in the taco seasoning, then let it cool before refrigerating. For the cheese sauce, make it as directed but leave out the cream cheese until you’re ready to serve; this helps keep it fresh and creamy. When you’re ready to enjoy, warm the beef and cheese sauce in a skillet, fill the taco shells, and add your favorite toppings. This way, you’ll have delicious, ready-to-eat tacos that are just as satisfying as when freshly made!

Loaded Taco Creamy Cheese Sauce Variations

Feel free to get creative with this recipe and put your own spin on these delicious tacos!

  • Ground Turkey: Swap the ground beef for lean ground turkey to cut down on fat while maintaining flavor.

  • Vegetarian Option: Use plant-based meat or a mixture of black beans and lentils for a protein-packed, meatless version.

  • Extra Cheese: Add a layer of queso fresco on top for a delightful tang and more cheesy goodness.

  • Spicy Kick: Mix in diced jalapeños or a splash of hot sauce to the cheese sauce for those who love heat.

  • Sour Cream: Serve with a dollop of sour cream or Greek yogurt for a cool, creamy contrast to the rich cheese sauce.

For an extra treat, try using spicy or flavored taco shells to elevate the overall taco experience. The combinations are endless!

  • Fresh Herbs: Toss fresh chopped parsley or green onions on top for a zesty and fresh garnish that brightens every bite.

  • Roasted Veggies: Add some roasted bell peppers or corn as a topping for a sweetness that complements the savory beef wonderfully.

With these variations, you’ll create a feast that suits every taste, turning a simple taco night into an exciting culinary adventure!

Chef's Helpful Tips

  • When preparing the Loaded Taco Creamy Cheese Sauce, make sure to brown the ground beef thoroughly to enhance its flavor and avoid a greasy texture.
  • A common mistake is to rush the simmering of the taco seasoning; let it bubble for the full 3-4 minutes to allow the flavors to develop fully.
  • For a smoother cheese sauce, whisk the milk in slowly; this helps prevent lumps and ensures a creamy consistency.
  • Adjust the heat as needed to avoid scorching the cheese, maintaining a low to medium heat while melting the cheeses ensures a perfect blend.

Loaded Taco Creamy Cheese Sauce Recipe FAQs

How do I choose the best ground beef for my tacos?
Absolutely! Look for ground beef that’s 80/20 (lean-to-fat ratio) for a balance of flavor and juiciness. The beef should be bright red and not have dark spots or excessive liquid. If possible, request freshly ground beef from your butcher for the best quality.

What’s the best way to store leftover Loaded Taco Creamy Cheese Sauce?
Store any leftover cheese sauce in an airtight container in the fridge for up to 3 days. When you’re ready to enjoy, reheat it gently on the stove or in the microwave, adding a splash of milk to bring back its creamy texture.

Can I freeze Loaded Taco Creamy Cheese Sauce, and how?
Definitely! Here’s how to freeze it: First, let the cheese sauce cool completely. Then, portion it into freezer-safe containers or resealable bags, leaving some space for expansion. You can freeze it for up to 3 months. When you’re ready to use it, thaw overnight in the fridge and reheat on low heat, stirring until smooth again.

What if my cheese sauce is too thick?
If you find your sauce is thicker than you’d like, fear not! Simply whisk in a bit more milk or cream, heating it gently on the stove to incorporate. This will help restore that delightful pourable consistency. Remember, it’s best to do this slowly—adding a little at a time until you reach that ideal creaminess!

Are there any dietary considerations I should keep in mind?
Yes, it’s crucial to be aware! If you’re catering to those with dairy allergies, consider using lactose-free cheeses or plant-based cheese alternatives. Keep an eye on the taco seasoning as well, as some may contain gluten or allergens. Always check labels to ensure a safe and enjoyable meal for everyone at the table.

How can I prevent my taco shells from getting soggy?
To keep those taco shells crisp, warm them up in the oven or a dry skillet before filling. Avoid adding too much cheese sauce directly onto the shell until just before serving. If you’re making a large batch, consider serving the components separately and allowing everyone to assemble their tacos, keeping them fresh and crunchy!

Loaded Taco Creamy Cheese Sauce

Loaded Taco Creamy Cheese Sauce

Enjoy a quick and delicious Loaded Taco Creamy Cheese Sauce that elevates your taco night to a new level with rich flavors.
Prep Time 10 minutes
Cook Time 15 minutes
Total Time 25 minutes
Servings: 4 tacos
Course: Dinner Plates
Cuisine: Mexican
Calories: 350

Ingredients
  

For the Taco Filling
  • 1 lb Ground beef a hearty base
  • 2 tbsp Taco seasoning for classic taco taste
For the Creamy Cheese Sauce
  • 1 cup Shredded cheddar cheese sharp flavor
  • 1 cup Shredded Monterey Jack cheese creamy smoothness
  • 8 oz Cream cheese luxurious creaminess
  • 1.5 cups Milk or heavy cream for a silky sauce
  • 2 tbsp Butter rich base
  • 2 tbsp All-purpose flour to thicken
For Assembly
  • 8 pcs Taco shells crunchy shells
  • 1 cup Diced tomatoes for brightness
  • 1 cup Diced onions for crunch
  • 1 cup Chopped cilantro or shredded lettuce for freshness

Equipment

  • large skillet
  • saucepan
  • Whisk

Method
 

Preparation Steps
  1. Brown the beef: Heat a large skillet over medium-high heat. Add the ground beef and cook until fully browned, about 6-8 minutes. Drain the excess fat.
  2. Season the beef: Stir in the taco seasoning along with a splash of water. Allow it to simmer for 3-4 minutes.
  3. Make the roux: In a separate saucepan, melt the butter over medium heat. Whisk in the flour to create a roux, cooking it for about 1 minute until bubbly.
  4. Whisk in cream: Gradually add the milk or heavy cream, whisking continuously until smooth, about 3-5 minutes.
  5. Melt the cheeses: Add in the cheddar and Monterey Jack cheeses, stirring until melted. Mix in the cream cheese.
  6. Adjust consistency: Whisk in more milk if needed for desired thickness.
  7. Warm the shells: Preheat your oven or a skillet to warm taco shells for about 5 minutes.
  8. Assemble the tacos: Fill each taco shell with seasoned beef and drizzle with cheese sauce.
  9. Add toppings: Top with diced tomatoes, onions, and cilantro or lettuce.
  10. Serve immediately: Enjoy hot with lime wedges or hot sauce.

Nutrition

Serving: 1tacoCalories: 350kcalCarbohydrates: 30gProtein: 20gFat: 20gSaturated Fat: 10gPolyunsaturated Fat: 2gMonounsaturated Fat: 5gCholesterol: 60mgSodium: 800mgPotassium: 400mgFiber: 3gSugar: 2gVitamin A: 500IUVitamin C: 10mgCalcium: 250mgIron: 2mg

Notes

For extra indulgence, you can sprinkle some extra cheese on top before serving.

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